Cheap Credit Counseling- Pre-Filing Course

Our Certified Financial Counselors along with a convenient online bankruptcy pre-filing course can provide the counseling and advice you need now, plus get you on a path to financial health and debt-free living. If you plan to file for bankruptcy, you must attend a Pre-Filing Credit Counseling session.

They’re still not a cheap way to borrow, though, because of significant upfront costs. Using a home equity loan or line of credit is often a better option. You’re required to get counseling from.

Welcome to Academy of Financial literacy pre-filing bankruptcy budgeting counseling Course Approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency’s services. Academy of Financial Literacy, Inc. does not contact the courts on Debtors (Your) behalf.

Check to see if a local nonprofit consumer credit counseling agency has some budgeting classes. They did however put in between 10 and 15 percent of their income. And of course some really good.

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Certificate of completion for both credit counseling and debtor education are required but before the filer’s debts can be discharged. Only credit counseling organizations and debtor education course providers that have been approved by the U.S. Trustee Program may issue these certificates.

Before filing for bankruptcy, a Credit Counseling Certificate is required.. the credit counseling, you will need to complete the second required course, Debtor .

If you file for bankruptcy, you must obtain certificates at two stages of the process:. offer approved pre- and post-bankruptcy credit counseling certificate courses.

Pre-filing bankruptcy counseling is a breeze. federal law requires that you complete a counseling session prior to filing for bankruptcy. The law specifies that you must complete the course within 180 days prior to filing. In reality, most debtors complete this counseling as part of their pre-filing process.

*Clearpoint Credit Counseling Solutions is now a division of Money Management International, Inc. (MMI). You will now be transferred to MMI’s online site to begin your session. Pre-Bankruptcy is Course 1: Before Filing.

Someone filing for bankruptcy must complete an education course-called credit counseling-up to 180 days before filing for bankruptcy. A certificate of.

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Start your bankruptcy education course with today. Our financial professionals provide pre-filing credit counseling courses and bankruptcy classes online.